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Before committing to the next purchase, ask yourself five questions:
Can I afford to part with this money? If you have to charge it to a credit card, you can’t afford it.
Can I pay the actual cost? Remember, the true cost of a thing stretches far beyond the price on the price tag.
Will it add value to my life? It must serve a purpose or bring joy; otherwise, it does not add value.
What are the alternatives? In other words, is this the best use of this money? If not, then use the money elsewhere.
Can I get by without it for a while? If so, wait. Who knows—maybe a day of contemplation will help you realize you no longer want the thing you wanted. (We call this the 30/30 Rule.)
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