By Joshua Fields Millburn & Ryan Nicodemus · Follow: Facebook, Twitter, Instagram

In this episode of The Minimalists Podcast, Joshua & Ryan sit down with Anthony ONeal, author of 5 Mistakes You Can’t Afford to Make in College, to discuss school debt, consumer debt, scholarships, credit scores, and credit cards, and they answer the following questions:

• How do I strike a balance between paying off my student loan debt and building my dreams?
• How can I attend college with no money?
• How do I justify buying things of value when I’m in debt?
• How do I pay off my significant student loan debt with my modest income?

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Minimal Maxims

Joshua & Ryan’s pithy, shareable, less-than-140-character responses. Find more quotes from The Minimalists at MinimalMaxims.com.

• “Simple isn’t necessarily easy.â€� —Joshua Fields Millburn
• “Don’t talk about money problems until you create a budget.â€� —Ryan Nicodemus
• “Content people don’t have the best of things, but they make the best of things.â€� —Anthony ONeal
• “It’s not how any of us starts—it’s how any of us finishes.â€� —Anthony ONeal
• “Go for the layup shots that are almost always guaranteed instead of always risking it for the three-point shots that aren’t guaranteed.â€� —Joshua Fields Millburn
• “Spending four years of careless spending will force you into eight years of careful budgeting.â€� —Ryan Nicodemus
• “I’m not against money—I’m against money problems.â€� —Ryan Nicodemus
• “You can’t spend your way out of debt.â€� —Ryan Nicodemus
• “It didn’t take you a day to get out of debt, and it’s not going to take you a day to get out of debt.â€� —Joshua Fields Millburn

Mentioned in This Episode

• Patreon: The Minimalists
• Bag: Pakt One
• Added Value: 5 Mistakes You Can’t Afford to Make in College
• Added Value: “Shadowsâ€� Canyon City
• App: Every Dollar
• Book: Anything You Want
• Book: Essential
• Book: Everything That Remains
• Book: Minimalism: Live a Meaningful Life
• Book: The Total Money Makeover
• Book: The Ultimate Scholarship Book
• Contribute: Gem City Market
• Education: MyScholly
• Essay: An Honest Conversation About Advertisements
• Essay: No ‘“Yes.â€� Either “Hell, Yeah!â€� or “No.â€�
• Facebook: Anthony ONeal
• Instagram: Jordan Moore
• Instagram: Anthony ONeal
• Instagram: Podcast Shawn
• Instagram: The Minimalists
• Instagram: Jessica Williams
• Listen: Constellation Canyon City
• Newsletter: The Minimalists
• Podcast: Hobbies
• Subscribe: The Minimalists
• Support: The Minimalists
• Twitter: Anthony ONeal
• Twitter: Ella Sandwich
• Watch: Matt D’Avella
• Watch: Minimalism Documentary
• Watch: Jordan Moore
• Website: Canyon City
• Website: Matt D’Avella
• Website: Minimal Maxims
• Website: Minimal Wellness
• Website: Jordan Moore
• Website: Anthony ONeal
• YouTube: Livingroom Conversations
• YouTube: Anthony ONeal
• YouTube: The Minimalists

This episode was produced by Shawn Harding. Our theme music was written and performed by Peter Doran. Our podcast is completely free, so if you find value in these episodes, please consider donating a dollar. Your donations help keep this podcast advertisement-free (because advertisements suck).

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Questions? Leave a voicemail at 406-219-7839, or send a voice memo to podcast@theminimalists.com. We’ll also answer lightning-round questions from Facebook, Instagram, and Twitter.

The post Podcast 143 | Indebted appeared first on The Minimalists.